Whenever a new online casino is launched we always assess its reliability and safety in dealing with transactions. We also consider which payment methods are being offered. When you play for money there are several factors you should consider:
A wide range of popular payment methods
If any payment methods are restricted in your country
Whether the procedures to make deposits and withdrawals are quick and easy
Additional fees the casino might charge for various payment methods
How long it takes to process transactions particularly withdrawals
types of payment options
Credit and Debit Cards
The use of credit cards in online casinos in the United Kingdom was banned by the UKGC in April 2020 to help alleviate the problem of players using borrowed money for gambling. However, a debit card such as VISA, Maestro and MasterCard can still be used for both deposits and withdrawals. As a widespread payment method in all areas of daily life, it’s a convenient and quick way to deposit funds into an online casino account. It’s also a highly secure and trusted payment method that can usually be found in every reputable casino. Using a debit card rarely incurs any additional fees. When requesting a withdrawal you can expect to wait up to five working days for the transaction to appear in your bank account.
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Many players find it daunting to submit their banking details even at a highly regarded online casino. However, the process can be completely avoided by using an e-wallet from one of the many online payment service providers. They are considered by many casino players to be the fastest and most convenient system. E-wallets provide instant deposits and withdrawal time limits that can often vary between one to four hours and rarely exceed twenty-four hours. PayPal is the most well-known e-wallet with a high security rating, but other services that offer a similar level of reliability include Neteller and Skrill. This type of payment method doesn’t usually incur any fees when making deposits or withdrawals. However, there is often a fee every time the e-wallet is topped up and there can also be a fee for transferring money back to your bank account. Skrill has one of the lowest rates with around 1.9% being charged on funds you deposit into the e-wallet. Withdrawing from Skrill and Neteller to your bank account costs around 1.75%.
While PayPal, Skrill and Neteller are considered to be the most popular e-wallets, others such as ecoPayz, Nordea, WebMoney and Citadel are quickly gaining ground. There are several countries that restrict the use of PayPal, but Skrill and Neteller are usually widely available in many territories. One disadvantage of using Skrill or Neteller is that they are considered unsuitable payment methods when trying to claim some casino bonuses.
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Bank Wire Transfers
Direct bank transfer is one of the most popular withdrawal methods for high roller players who have won substantial amounts of money. The funds are protected by encrypted security code and are directly paid into your bank account. However, it can take from three to ten working days to be completed depending on your location and that of the casino.
A much faster alternative is to use a third party agent such as Trustly. It’s offered by the majority of reliable online casinos and is accepted by many mainstream banks. It’s very easy to use and doesn’t involve opening an account. The funds are simply transferred from the casino to Trustly that acts as a temporary holding place before being sent directly to your bank through a link connected to your online banking system. The process is highly secure and incredibly fast with most transactions being completed in just twenty-four hours. Some casinos also offer to transfer large amounts of money through a crossed cheque.
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A prepaid card such as Paysafecard, ecoPayz or PostePay is an ideal pay-as-you-go payment method for deposits and withdrawals. It offers a high level of security while keeping your banking details hidden from the casino. A card can be purchased from many local retail outlets including newsagents and petrol stations. The top up vouchers are similar to those for a mobile phone and contain a sixteen digit code that’s entered into an online account. It’s a versatile system for all types of players including those who play for high stakes. You can deposit up to €200 each day on a standard Paysafecard and up to €1,500 with a PaySafe MasterCard. The maximum limit a PaySafeCard account can hold is €4,000.
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Pay by Phone
The popularity of playing slots and other casino games on mobile devices has increased dramatically. Boku is an established mobile payment method that is suitable for making daily deposits of up to €30. It’s ideal for low limit players who want a pay-as-you-go system that is convenient and instantly available. It operates through SMS text and doesn’t involve setting up an account. In addition, no sensitive data is stored with either Boku or the casino. An alternative for players with premium mobile phone accounts is to simply add each deposit to their monthly phone bills. Although Boku and Pay by Phone are highly secure methods, they are unsuitable for making withdrawals.
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Cryptocurrency is still primarily viewed as an investment with little practical daily use. However, Bitcoin is becoming more acceptable for online gambling even though the participating new online casinos are still relatively few in number. Where Bitcoin is used, it’s a convenient payment method that combines security with complete anonymity and usually doesn’t incur any additional charges. Transactions vary between instantaneous for deposits and around forty minutes for withdrawals.
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